Allottee Loan Fast Cash
The allottee loan is a non-colateral loan which means that you do not need to use anything in exchange to a lending company to be able to qualify and be awarded of a cash loan. This is applicable in the Philippines as well as in other countries in the world. To explain it further, please read below.
Call me to apply for Seaman Allottee Loan – Sam Casuncad (loan consultant) (home office phone: 366 36 45) or (Sun Cellular No 0932 – 872 5532) or (Smart Cellular No 0939 – 9269335) / (Globe No 0917 – 5019245). You may also email me at samcasuncad.ofwcashloan@gmail.com.
Little do many maritime workers know especially those seaman aboard the ship that even if they are already onboard, there is a chance to apply for a kind of loan offer by lending companies in the Philippines. They didn’t know that they can apply and qualify for the allottee loan. But of course, just like any other types of loans, there are glitches to understand with respect to terms, interest rates, loanable amount, cash outs, initial deposits, documentary requirements, opening a checking account and so on. To simplify it, explain to your client that these cannot be avoided under any circumstance for all types of loan application. If it’s an allotee loan, so does it follow.
Ask for Better Options for your Loan Application
To explain it further, allow me to extract the step by step things that you should know before any filing process takes place. Inquiry as the borrower is very important but if you do this, remember to deal with questions and don’t hesitate to ask your loan agent or consultant about anything that is not clear to you.
Never leave loose ends, more so, always feel free to ask for an explanation about anything that is not clear to you. It will be your shield against surprises that may arise due to lack of knowhow regarding the type of loan you want to apply for especially with respect to interest rates and loanable amount or the net cash-in you are going to receive on the release date of your loan.
5 Questions You Need to Ask Your Agent
1. Knowing your options for a loan.
2. Know if you qualify.
3. Producing the documentary needs.
4. There is always something better (with respect to loan type options).
5. Ask for interest rate, loanable amount and net amount.
You can find a descriptive explanation to these 5 questions to throw to your loan agent.
Prepare Your Documentary Requirements Early and Complete
Basic Documentary Requirements
(only new and updated requirements will be entertained)
- POEA-Validated Contract
- Updated and Latest Passport
- SRC and Seaman’s Book
- E-Receipt & Visa (case to case basis)
- Allotment Slip / Certificate
- Marriage Contract / Birth Certificate of Children
OTHER REQUIREMENTS:
4 Pcs. 2 X 2 PICTURE
2 Valid ID’s (Government ID’s)
MERALCO / WATER BILL (original and latest)
3 months Bank Statement / Remittance (western union / kwarta padala etc.)
Allotment Slip
Latest Contact of Deployment
Marriage Contact
Co-Borrower (immediate relative/friend)
2 Pcs. 2 X 2 PICTURE
2 Valid ID’s (Government ID’s)
MERALCO / WATER BILL (original and latest)
if regular employee: 1 mo. payslip & Cert. of Employment
if w/ business: Business Permit & DTI
All the listed requirements above is a must produce and an important pre requisite to qualify to apply or get approved for the allottee loan aside from the E-Receipt which is a case to case basis (as stated above). Applicants who don’t have any 1 of these requirements cannot qualify to apply so please make sure you have them with your prior to consultation with me. We all need to avoid any inconvenience and I don’t want borrowers to think that there is hope to qualify if any of these documents are missing. It is a must and therefore if you don’t have any 1 of it, your application will be rendered useless.
For those who have them, please contact me below.
COLLATERAL: PDC
INTEREST RATE: 4%
PROCESSING FEE: 5%
LOANABLE AMOUNT: 20K-150K
PROCESSING TIME: 7-10 WORKING DAYS
TERMS: 3-6 MONTHS
Call me to apply for Seaman Allottee Loan – Sam Casuncad (loan consultant) (home office phone: 366 36 45) or (Sun Cellular No 0932 – 872 5532) or (Smart Cellular No 0939 – 9269335) / (Globe No 0917 – 5019245). You may also email me at samcasuncad.ofwcashloan@gmail.com.. If you TXT me or send me an email, don’t forget to write your name and your job, home address and contact numbers so I can properly address you on my reply.. Note that as of now, 2012, our company only offers loan to seaman and seawoman and their respective receivers of allotment… OFWs will have to wait for an announcement.
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